Privacy Policy

Effective Date: October 6, 2026
Last Updated: October 6, 2026

Vermont Fire House Buyer (“Vermont Fire House Buyer,” “we,” “us,” or “our”) respects your privacy.

This Privacy Policy explains how we collect, use, disclose, share, sell, retain, and otherwise process information when you visit vermontfirehousebuyer.com (the “Website”), submit information concerning real estate, request a cash offer, communicate with us, or otherwise interact with our services.

Vermont Fire House Buyer operates within the real estate investment, cash-buyer, property-acquisition, marketing, referral, lead-generation, and buyer-matching marketplace. Depending on the property, transaction structure, and applicable law, we may evaluate a property ourselves or connect a property owner with an affiliated or independent cash buyer, real estate investor, contract purchaser, acquisition partner, property-acquisition business, assignee, holder of contractual or equitable rights, licensed real estate professional, or other prospective purchaser.

By using the Website or providing information to us, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

We may collect personal information:

  • Directly from you;
  • Automatically through the Website;
  • From public records;
  • From commercial real estate and property databases;
  • From advertising and analytics providers;
  • From telecommunications providers;
  • From service providers;
  • From prospective purchasers;
  • From licensed real estate professionals;
  • From affiliates and business partners; and
  • From other lawful sources.

2. Information You Provide

When you request an offer, complete a Website form, call us, send an email or text message, or otherwise communicate with us, we may collect information including:

  • First and last name;
  • Telephone number;
  • Mobile telephone number;
  • Email address;
  • Property address;
  • Mailing address;
  • Ownership information;
  • Whether you own or are authorized to act concerning the property;
  • Property type;
  • Property condition;
  • Fire damage;
  • Smoke damage;
  • Firefighting-water damage;
  • Structural damage;
  • Roof damage;
  • Foundation damage;
  • Electrical damage;
  • Plumbing damage;
  • Heating-system information;
  • Water and wastewater information;
  • Occupancy information;
  • Repair and renovation information;
  • Desired selling timeline;
  • When you acquired the property;
  • Reason for considering a sale;
  • Asking price or pricing expectations;
  • Mortgage information you voluntarily provide;
  • Lien information;
  • Property-tax information;
  • Condominium or homeowners-association information;
  • Probate or estate information;
  • Foreclosure or mortgage-default information;
  • Inheritance information;
  • Insurance information;
  • Insurance-claim information;
  • Photographs;
  • Videos;
  • Fire-department reports;
  • Inspection reports;
  • Engineering or structural reports;
  • Contractor information;
  • Repair estimates;
  • Permit information;
  • Insurance documents;
  • Ownership or title documents;
  • Preferred communication method;
  • Preferred contact time;
  • Information concerning a potential transaction; and
  • Other information you voluntarily provide.

3. Property and Public-Record Information

When you submit information concerning a property, we may research that property using lawful public and commercial sources.

Information may include:

  • Ownership records;
  • Municipal assessment records;
  • Property-tax information;
  • Town land records;
  • Recorded deeds;
  • Mortgages;
  • Liens;
  • Encumbrances;
  • Judgments;
  • Property characteristics;
  • Sales history;
  • Estimated property values;
  • Comparable sales;
  • Building permits;
  • Building-code information;
  • Zoning information;
  • Court records where lawfully available;
  • Probate information;
  • Foreclosure information;
  • Common-interest-community information;
  • Geographic and mapping information;
  • Flood information;
  • Fire or disaster information;
  • Environmental information;
  • Property-condition information;
  • Market information; and
  • Other publicly or commercially available information.

We may combine information obtained from those sources with information you provide.

4. Information Collected Automatically

When you use the Website, we and providers operating on our behalf may automatically collect:

  • Internet Protocol address;
  • Browser type;
  • Browser settings;
  • Operating system;
  • Device type;
  • Device identifiers;
  • Approximate geographic location derived from an IP address;
  • Referring website;
  • Referring advertisement;
  • Landing page;
  • Pages viewed;
  • Links clicked;
  • Date and time of activity;
  • Session information;
  • Form interactions;
  • Advertising identifiers;
  • Marketing-campaign information;
  • Lead-source information;
  • Conversion information;
  • Attribution information; and
  • Other technical or Website-usage information.

5. Cookies, Pixels, Analytics, and Advertising Technologies

We may use:

  • Cookies;
  • Tracking pixels;
  • Web beacons;
  • Tags;
  • Scripts;
  • Local storage;
  • Analytics technologies;
  • Advertising identifiers;
  • Conversion tracking;
  • Call tracking; and
  • Similar technologies.

These technologies may help us:

  • Operate and secure the Website;
  • Prevent spam and fraud;
  • Remember preferences;
  • Understand Website usage;
  • Measure traffic;
  • Attribute leads to campaigns;
  • Measure conversions;
  • Evaluate advertising effectiveness;
  • Build or measure advertising audiences;
  • Support targeted or interest-based advertising;
  • Improve the Website; and
  • Improve our services.

Third-party providers may process information according to their own privacy practices.

6. How We Use Personal Information

We may use personal information to:

  • Respond to inquiries;
  • Respond to requests for cash offers;
  • Research properties;
  • Verify ownership;
  • Evaluate property condition;
  • Evaluate fire, smoke, water, structural, electrical, or other damage;
  • Review repair information;
  • Review insurance information;
  • Estimate property values;
  • Estimate repair or renovation expenses;
  • Estimate acquisition, holding, closing, and resale expenses;
  • Determine whether we or another prospective purchaser may be interested;
  • Match homeowners with prospective cash buyers;
  • Route property opportunities to buyers, investors, or licensed real estate professionals;
  • Prepare or communicate potential offers;
  • Contact property owners and authorized representatives;
  • Schedule calls, appointments, walkthroughs, or evaluations;
  • Conduct due diligence;
  • Facilitate potential transactions;
  • Coordinate with buyers, brokers, attorneys, title professionals, closing providers, inspectors, contractors, engineers, lenders, insurers, and other transaction participants;
  • Maintain business and transaction records;
  • Follow up concerning submitted properties;
  • Provide customer support;
  • Operate and improve the Website;
  • Conduct analytics;
  • Measure marketing performance;
  • Advertise our services;
  • Prevent fraud, spam, abuse, and security incidents;
  • Maintain legal, tax, accounting, and compliance records;
  • Enforce agreements;
  • Comply with applicable law; and
  • Establish, exercise, or defend legal claims.

7. Lead Generation and Buyer Matching

Vermont Fire House Buyer operates, at least in part, as a real estate lead-generation and buyer-matching service.

When you submit information concerning a property, we may evaluate the property ourselves or provide information concerning you and the property to:

  • Affiliated real estate businesses;
  • Independent cash buyers;
  • Real estate investors;
  • Local property buyers;
  • Contract purchasers;
  • Property-acquisition businesses;
  • Investment groups;
  • Redevelopment businesses;
  • Acquisition partners;
  • Persons acquiring contractual or equitable interests;
  • Licensed real estate professionals; and
  • Other prospective purchasers.

Recipients may use information to:

  • Research the property;
  • Evaluate its condition;
  • Estimate repairs;
  • Determine purchase interest;
  • Estimate investment or resale value;
  • Contact you;
  • Prepare or communicate an offer;
  • Conduct due diligence;
  • Negotiate transaction terms; or
  • Facilitate a transaction.

Independent recipients may maintain their own privacy practices.

Submitting information does not guarantee an offer or completed transaction.

8. Real Estate Licensing and Lead Routing

Vermont regulates real estate brokerage activity performed for another for compensation or expected compensation.

Depending on how a:

  • Referral;
  • Buyer-matching arrangement;
  • Negotiation;
  • Assignment;
  • Option;
  • Property-marketing arrangement; or
  • Compensation arrangement

is structured, Vermont real estate licensing requirements may apply.

Where legally required:

  • Regulated brokerage activity will be performed through appropriately licensed persons or entities;
  • Applicable brokerage disclosures and agreements will be used;
  • Referral compensation will comply with applicable law; and
  • Personal information will be handled consistently with applicable professional obligations.

Nothing in this Policy means that every prospective purchaser receiving property information acts as our agent.

9. Service Providers

We may disclose information to providers of:

  • Website hosting;
  • Website forms;
  • Customer relationship management;
  • Lead management;
  • Telephone services;
  • Call tracking;
  • Call recording where lawful;
  • Text messaging;
  • Email delivery;
  • Marketing automation;
  • Advertising;
  • Analytics;
  • Conversion tracking;
  • Property research;
  • Data enrichment;
  • Cloud storage;
  • Cybersecurity;
  • Document processing;
  • Accounting;
  • Legal services; and
  • Transaction support.

10. Transaction Participants

Information may be disclosed to:

  • Buyers;
  • Sellers;
  • Brokers;
  • Attorneys;
  • Title professionals;
  • Closing providers;
  • Inspectors;
  • Contractors;
  • Engineers;
  • Appraisers;
  • Lenders;
  • Insurance professionals; and
  • Other transaction participants.

11. Affiliates and Business Transactions

Information may be disclosed among affiliates or transferred in connection with:

  • A merger;
  • Acquisition;
  • Financing;
  • Reorganization;
  • Affiliate restructuring;
  • Sale of assets;
  • Bankruptcy; or
  • Similar transaction.

12. Legal and Safety Disclosures

We may disclose information where reasonably necessary to:

  • Comply with applicable law;
  • Respond to legal process;
  • Respond to lawful governmental requests;
  • Investigate fraud or unlawful conduct;
  • Protect rights or property;
  • Protect another person’s safety;
  • Protect our systems;
  • Enforce agreements; or
  • Establish or defend legal rights.

13. Lead Transfers, Sale, Sharing, and Targeted Advertising

Providing property-owner information to an independent prospective purchaser may constitute a:

  • Sale;
  • Sharing;
  • Referral;
  • Marketing disclosure;
  • Consumer-directed disclosure;
  • Processor disclosure;
  • Affiliate disclosure; or
  • Other regulated transfer

under applicable privacy law.

We may also process Website activity or advertising identifiers for targeted or interest-based advertising.

Where applicable law provides an opt-out right, we will process qualifying requests as required.

14. Current Vermont Privacy Framework

As of October 6, 2026, Vermont’s newly enacted comprehensive privacy statute is not yet effective.

Vermont enacted the Vermont Data Privacy and Online Surveillance Act through Act 145 of 2026.

The law becomes effective January 1, 2028.

Until that date, Vermont’s current privacy framework includes:

  • Security-breach requirements;
  • Data-broker requirements where applicable;
  • Consumer-protection law;
  • Sector-specific privacy requirements;
  • Federal privacy laws; and
  • Other specialized protections.

15. Vermont Data Privacy and Online Surveillance Act — Effective January 1, 2028

Beginning January 1, 2028, and subject to statutory exemptions, the Act generally applies to a person conducting business in Vermont or targeting Vermont residents that, during the preceding calendar year:

  • Controlled or processed personal data of at least 35,000 consumers, excluding data processed solely to complete payment transactions;
  • Controlled or processed sensitive data of at least 3,000 consumers, excluding data processed solely to complete payment transactions; or
  • Offered for sale in trade or commerce the personal data of at least 3,000 consumers.

The inclusion of these provisions does not represent that Vermont Fire House Buyer necessarily satisfies an applicability threshold.

16. Vermont Consumer Rights Beginning January 1, 2028

Where the Act applies, qualifying consumers will have rights including:

Confirmation and Access

To confirm whether personal data is being processed and access qualifying data.

Correction

To correct inaccuracies in personal data.

Deletion

To request deletion of personal data provided by or obtained about the consumer, subject to statutory exceptions.

Portability

To obtain qualifying personal data in a portable and, where technically feasible, readily usable format.

Targeted Advertising Opt-Out

To opt out of processing for targeted advertising.

Sale Opt-Out

To opt out of qualifying sales of personal data.

Profiling Opt-Out

To opt out of qualifying profiling used in automated decisions producing legal or similarly significant effects.

Profiling Information and Reconsideration

Where qualifying automated profiling produces a legally or similarly significant decision, additional rights may include:

  • Questioning the result;
  • Obtaining information concerning why the result occurred;
  • Reviewing data used in the decision;
  • Correcting inaccurate data; and
  • In qualifying housing decisions, requesting reevaluation using corrected data.

Third-Party Sale Information

Consumers may also have rights to obtain information concerning third parties to which qualifying personal data was sold, subject to statutory limitations.

17. Response Timing Beginning January 1, 2028

Where the Vermont Data Privacy and Online Surveillance Act applies, we generally will respond to qualifying consumer requests:

  • Without undue delay; and
  • Within 45 days after receipt.

Where reasonably necessary, the response period may be extended once by an additional 45 days, provided legally required notice and explanation are supplied during the initial response period.

18. Appeals Beginning January 1, 2028

Where the Act applies and we decline to act on a qualifying request, consumers may appeal the decision.

We generally will respond to a qualifying appeal within 60 days.

Where an appeal is denied, we will provide the legally required method for contacting the Vermont Attorney General.

19. Authorized Agents and Opt-Out Preference Signals Beginning January 1, 2028

Where required by the Act, consumers may designate authorized agents to exercise qualifying opt-out rights.

The designation may use technology including:

  • Internet links;
  • Browser settings;
  • Browser extensions; or
  • Global device settings.

Covered controllers must also recognize qualifying opt-out preference signals for:

  • Targeted advertising; and
  • Sale of personal data.

20. Sale of Personal Data Beginning January 1, 2028

Under the Vermont Data Privacy and Online Surveillance Act, a sale generally means exchanging a consumer’s personal data with a third party for monetary or other valuable consideration, subject to statutory exclusions.

Excluded transfers can include certain:

  • Processor disclosures;
  • Consumer-requested service disclosures;
  • Affiliate disclosures;
  • Consumer-directed disclosures;
  • Publicly disclosed information; and
  • Merger, acquisition, bankruptcy, or similar business transfers.

Depending on the structure of a homeowner-lead transaction, a compensated lead transfer may require analysis under this definition.

21. Sensitive Data Beginning January 1, 2028

The Vermont Act defines sensitive data broadly and can include specified:

  • Racial or ethnic information;
  • Religious beliefs;
  • Health information;
  • Sex-life or sexual-orientation information;
  • Citizenship or immigration information;
  • Genetic information;
  • Biometric information;
  • Data concerning children;
  • Precise geolocation;
  • Neural data; and
  • Certain financial-account credentials.

Where the Act applies, legally required consent will be obtained before processing covered sensitive data.

Our ordinary property-offer forms are not designed to collect unnecessary sensitive information.

22. Data Minimization and Security Beginning January 1, 2028

Where the Vermont Act applies, we will maintain practices designed to:

  • Limit collection to data reasonably necessary for disclosed purposes;
  • Avoid materially incompatible processing without an appropriate legal basis;
  • Maintain reasonable administrative, technical, and physical security;
  • Conduct required assessments for qualifying higher-risk processing; and
  • Maintain required processor or third-party arrangements.

23. Privacy Notice Requirements Beginning January 1, 2028

Where the Vermont Act applies, our privacy notice will contain legally required information concerning:

  • Categories of personal data processed;
  • Processing purposes;
  • Consumer rights;
  • Rights-request procedures;
  • Appeal procedures;
  • Categories of data sold;
  • Categories of recipients;
  • Targeted advertising;
  • Contact methods;
  • Whether personal data is used or sold for large-language-model training, where applicable; and
  • The date of the most recent privacy-notice update.

24. Residents of Other States

Consumers residing outside Vermont may have privacy rights under the law of their state before Vermont’s law becomes effective.

Depending on applicable law, rights may include:

  • Confirmation;
  • Access;
  • Correction;
  • Deletion;
  • Portability;
  • Sale opt-out;
  • Sharing opt-out;
  • Targeted-advertising opt-out;
  • Profiling opt-out;
  • Sensitive-data protections;
  • Authorized-agent rights;
  • Preference-signal rights; and
  • Appeals.

25. Telephone Communications

If you provide a telephone number, we may use it to communicate concerning:

  • Your property;
  • Property research;
  • Scheduling;
  • Your requested offer;
  • Buyer matching;
  • Follow-up;
  • Potential transactions; and
  • Related services.

Where applicable law requires additional consent before regulated automated, prerecorded, artificial-voice, or marketing communications are made, legally required consent will be obtained.

You may request that calls stop.

26. Recording of Calls and Communications

Vermont does not currently maintain a general private telephone-interception statute imposing an all-parties-consent requirement on ordinary business calls.

For ordinary private telephone communications, federal law generally permits recording where:

  • The recorder is a party to the communication; or
  • One party has given prior consent,

provided the recording is not undertaken for a criminal or tortious purpose.

We or providers acting on our behalf may record communications for legitimate purposes including:

  • Quality assurance;
  • Training;
  • Documentation;
  • Compliance;
  • Fraud prevention; and
  • Security.

Because a person participating in a call may physically be located in a jurisdiction imposing stricter recording requirements, we may provide recording notice or obtain additional consent.

Where another applicable law is stricter, the stricter requirement will be followed.

27. Text Messages

If you provide a mobile number and applicable consent, we may communicate by text regarding:

  • Your inquiry;
  • Your property;
  • Scheduling;
  • Offers;
  • Buyer matching;
  • Follow-up; and
  • Potential transactions.

Where legally required, separate or additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

28. Email Communications

We may use your email address to:

  • Respond to inquiries;
  • Communicate regarding your property;
  • Provide potential-offer information;
  • Schedule calls;
  • Follow up concerning prospective purchasers or transactions; and
  • Send promotional communications where permitted.

Applicable marketing emails will include an unsubscribe mechanism.

29. Data Retention

We retain information for as long as reasonably necessary for purposes described in this Privacy Policy.

Factors may include:

  • Whether an inquiry remains active;
  • Whether a property remains of interest;
  • Potential future follow-up;
  • Whether a transaction occurred;
  • Contractual obligations;
  • Legal requirements;
  • Tax and accounting obligations;
  • Fraud prevention;
  • Litigation; and
  • Legitimate business recordkeeping needs.

30. Information Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect information against unauthorized:

  • Access;
  • Acquisition;
  • Use;
  • Disclosure;
  • Alteration;
  • Loss; and
  • Destruction.

No electronic storage or transmission system can be guaranteed completely secure.

31. Vermont Security-Breach Notification

Vermont’s Security Breach Notice Act imposes specific requirements following qualifying breaches of computerized personally identifiable information or login credentials.

Where applicable, we will:

  • Investigate the incident;
  • Determine its nature and scope;
  • Restore the reasonable integrity, security, and confidentiality of affected systems;
  • Notify qualifying affected consumers in the most expedient time possible and without unreasonable delay;
  • Provide consumer notice no later than 45 days after discovery or notification of a qualifying breach, subject to statutory exceptions;
  • Notify the Vermont Attorney General or Department of Financial Regulation, as applicable; and
  • Comply with lawful law-enforcement delays.

For businesses reporting to the Attorney General, a preliminary description generally must be supplied within 14 business days after discovery or when consumer notice is given, whichever is sooner, subject to the statute’s procedures and exceptions.

Where more than 1,000 consumers receive notice at one time, qualifying consumer-reporting-agency notification may also apply.

32. Children

The Website is intended for adults involved in real estate matters.

It is not directed to children under 13, and we do not knowingly collect personal information online from children under 13 through ordinary property-inquiry forms.

33. Third-Party Websites and Services

The Website may link to or integrate with third-party websites or services.

We do not control third-party:

  • Privacy practices;
  • Security;
  • Content;
  • Products;
  • Services;
  • Availability; or
  • Conduct.

34. Information About Other People

If you provide information concerning another:

  • Property owner;
  • Co-owner;
  • Heir;
  • Family member;
  • Personal representative;
  • Trustee;
  • Tenant; or
  • Other person,

you represent that you have authority or another lawful basis to provide that information.

35. Changes to This Privacy Policy

We may update this Privacy Policy periodically.

When changes are made, we will revise the “Last Updated” date.

Where additional notice or consent is legally required, we will provide it.

36. Contact Us

Questions, concerns, or privacy requests may be directed to:

Vermont Fire House Buyer
Vermont
United States

Website: vermontfirehousebuyer.com