Terms and Conditions

Effective Date: October 6, 2026
Last Updated: October 6, 2026

These Terms and Conditions (“Terms”) govern your access to and use of vermontfirehousebuyer.com (the “Website”) and services offered through the Website by Vermont Fire House Buyer (“Vermont Fire House Buyer,” “we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows homeowners, property owners, and authorized representatives to submit information concerning real estate they may wish to sell, including:

  • Fire-damaged property;
  • Smoke-damaged property;
  • Water-damaged property;
  • Structurally damaged property;
  • Distressed property;
  • Vacant property;
  • Inherited property;
  • Probate or estate property;
  • Property facing foreclosure;
  • Property subject to liens;
  • Property requiring substantial repairs; and
  • Other residential or investment property.

Depending on a property and transaction, we may:

  • Evaluate the property ourselves;
  • Purchase or seek to purchase it;
  • Facilitate a potential cash offer;
  • Connect the seller with a local cash buyer;
  • Refer or route the opportunity to another investor;
  • Work with licensed real estate professionals where legally required;
  • Enter into a purchase agreement;
  • Acquire contractual or equitable rights;
  • Assign contractual rights where legally and contractually permitted; or
  • Determine that neither we nor another prospective purchaser is interested.

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

Vermont Fire House Buyer operates within the real estate investment, property-acquisition, cash-buyer, marketing, referral, and lead-generation marketplace.

Depending on the transaction, we may act as:

  • A prospective principal purchaser;
  • A real estate investor;
  • A property-acquisition business;
  • A lead-generation service;
  • A buyer-matching service;
  • A contract purchaser;
  • A holder of contractual or equitable rights;
  • An affiliate or partner of another purchaser; or
  • A combination of these roles.

Our precise role depends on the facts and governing transaction documents.

Unless separately and lawfully established, we do not act as your:

  • Real estate broker;
  • Seller’s real estate agent;
  • Attorney;
  • Accountant;
  • Tax adviser;
  • Financial adviser;
  • Insurance adviser;
  • Public adjuster;
  • Contractor;
  • Engineer;
  • Appraiser;
  • Fiduciary;
  • Housing counselor;
  • Mortgage broker;
  • Mortgage lender;
  • Mortgage servicer;
  • Debt-settlement provider;
  • Loan-modification provider;
  • Foreclosure consultant; or
  • Other professional adviser.

3. Lead Generation and Local Buyer Matching

The Website expressly says that after reviewing property-owner information, the business may connect the homeowner with a local cash buyer.

Independent prospective purchasers may:

  • Research the property;
  • Contact you;
  • Evaluate its condition;
  • Estimate repairs;
  • Determine an offer;
  • Conduct due diligence;
  • Negotiate terms; and
  • Enter into a transaction directly with you.

Independent purchasers are responsible for their own:

  • Statements;
  • Representations;
  • Offers;
  • Valuations;
  • Contracts;
  • Financing;
  • Licensing obligations;
  • Privacy practices;
  • Performance; and
  • Compliance with law.

4. No Obligation to Sell

Submitting information or requesting an offer does not obligate you to sell.

A Website submission is an inquiry and is not a purchase agreement.

You may reject a proposed offer unless and until you enter into a legally enforceable written agreement providing otherwise.

5. No Obligation to Purchase

Submitting property information does not require Vermont Fire House Buyer or another prospective purchaser to:

  • Evaluate the property;
  • Make an offer;
  • Maintain a prior offer;
  • Continue negotiations;
  • Purchase the property; or
  • Complete a transaction.

6. Eligibility and Authority

By using the Website or submitting property information, you represent that:

  • You are at least 18 years old;
  • You possess legal capacity to contract;
  • Information you provide is materially accurate to the best of your knowledge;
  • You own the property, hold an ownership interest, or are authorized to communicate concerning it; and
  • Your use complies with applicable law.

Submission by one co-owner does not necessarily bind all owners.

7. Property Research

We or prospective purchasers may research:

  • Property ownership;
  • Property condition;
  • Fire damage;
  • Smoke damage;
  • Firefighting-water damage;
  • Structural condition;
  • Electrical and plumbing systems;
  • Roof and foundation;
  • Heating systems;
  • Repairs;
  • Permits;
  • Insurance claims;
  • Mortgages;
  • Liens;
  • Property taxes;
  • Probate;
  • Foreclosure;
  • Common-interest-community matters; and
  • Other information relevant to evaluating a transaction.

8. Preliminary Offers

Any preliminary:

  • Cash offer;
  • Estimated offer;
  • Property valuation;
  • Price range;
  • Repair estimate; or
  • Similar indication of value

is non-binding unless incorporated into a legally enforceable transaction agreement.

A preliminary offer may change after due diligence.

9. Illustrative Offer Formula

The Website describes an offer methodology substantially similar to:

Potential Offer = After-Repair Value – Repair Costs – Selling Costs – Investor Return

This formula is illustrative.

Actual assumptions may vary concerning:

  • Property value;
  • Repairs;
  • Holding costs;
  • Property taxes;
  • Insurance;
  • Utilities;
  • Closing expenses;
  • Resale expenses;
  • Market conditions;
  • Risk; and
  • Investment return.

No particular offer amount is guaranteed.

10. Binding Transactions

A binding transaction arises only when the applicable parties execute legally enforceable written documents.

Closing may depend on:

  • Ownership verification;
  • Authority to sell;
  • Title review;
  • Property access;
  • Mortgages;
  • Liens;
  • Taxes;
  • Seller disclosures;
  • Flood disclosures;
  • Lead-related disclosures;
  • Common-interest-community disclosures;
  • Due diligence;
  • Probate;
  • Foreclosure status;
  • Buyer funding;
  • Closing requirements; and
  • Other contractual or legal conditions.

11. Vermont Does Not Have One Universal Seller Property-Condition Questionnaire

Vermont does not impose one universal statewide residential property-condition questionnaire requiring every private seller to complete a comprehensive statutory form describing every defect in every residential sale.

This differs from states that mandate a standardized condition questionnaire for most residential transfers.

Seller duties in Vermont arise instead from a combination of:

  • Specific statutory disclosures;
  • Common-law fraud and concealment principles;
  • Contractual representations;
  • Duties of participating real estate licensees;
  • Federal law;
  • Common-interest-community law;
  • Lead-hazard requirements;
  • Local requirements; and
  • Other transaction-specific rules.

12. Vermont’s Current Mandatory Flood Disclosure

Vermont does impose a specific statewide flood disclosure.

Prior to or as part of a contract for the conveyance of real property, the seller generally must provide:

  • A physical or electronic copy or digital link to the applicable FEMA flood insurance rate map, or notice that no effective map is available;
  • Information concerning whether the property was subject to flooding or flood damage while the seller possessed it, including flood-related erosion or landslide damage; and
  • Information concerning whether the seller maintains or is required to maintain flood insurance.

13. Consequences of Missing Flood Disclosure

If the seller fails to provide information required by Vermont’s flood-disclosure statute:

  • The buyer may have grounds to terminate the contract before transfer of title or occupancy, whichever occurs earlier;
  • The buyer may recover qualifying damages and reasonable attorneys’ fees; and
  • A knowing failure may support punitive damages.

The statute provides specified protection for certain reasonable reliance on written information supplied by public bodies or qualified professionals.

14. Fire Damage Is Different From the Statutory Flood Disclosure

Vermont’s specific statewide disclosure in 27 V.S.A. § 380 concerns flood matters.

It does not create a corresponding statutory requirement that every residential seller automatically complete a prescribed statewide fire-history questionnaire.

That does not mean fire damage may be concealed or misrepresented.

15. Fire Damage Can Be a Material Property Fact

Fire, smoke, firefighting, and restoration activity can create significant property conditions including:

  • Structural damage;
  • Roof damage;
  • Foundation damage;
  • Electrical damage;
  • Plumbing damage;
  • Heating-system damage;
  • Smoke and soot contamination;
  • Firefighting-water intrusion;
  • Mold;
  • Hazardous-material disturbance;
  • Chimney or fireplace damage;
  • Building-code violations;
  • Unpermitted work;
  • Incomplete repairs; and
  • Other conditions affecting safety, use, or value.

Where applicable law, a contract, or a professional duty requires disclosure of a material condition, known fire-related problems may need to be disclosed accurately.

16. Vermont Common-Law Disclosure Principles

Vermont common law recognizes that silence concerning a material fact can amount to actionable concealment where circumstances create a legal or equitable duty to speak.

Such a duty can arise from circumstances involving matters such as:

  • Trust or confidence;
  • Superior knowledge;
  • Superior means of knowledge; or
  • Other facts creating a duty to disclose.

A seller should therefore not interpret the absence of a universal statutory condition form as permission to intentionally conceal known material fire-related conditions.

17. Licensed Real Estate Professional Duties

Vermont imposes separate duties on licensed real estate brokers and salespersons.

For a regulated Vermont licensee, failing to fully disclose to a buyer all material facts within the licensee’s knowledge concerning the property being sold constitutes unprofessional conduct.

Licensed professionals must also disclose applicable agency relationships.

18. Correction of the Website’s “Every Bit of Fire Damage” Claim

The Website currently states that Vermont disclosure requirements make it necessary to:

  • Disclose every bit of fire damage, even from years earlier;
  • Describe the complete extent of damage;
  • Tell the entire story of repairs and restoration; and
  • Disclose every lingering issue.

That language is too absolute as a statement of statewide statutory law.

Vermont does not have a universal statutory seller form specifically requiring every private seller to report every historical fire incident.

Known material defects may nevertheless need to be disclosed under:

  • Common law;
  • A purchase agreement;
  • A voluntary disclosure form;
  • A licensed professional’s duties;
  • Local law;
  • Federal law; or
  • Other transaction-specific requirements.

19. Correction of the Website’s “Required Documentation” Claim

The Website also says sellers will need to keep available:

  • Fire-department reports;
  • Every insurance claim document;
  • Repair invoices;
  • Professional assessments;
  • Building permits;
  • Completion certificates; and
  • Before-and-after photographs.

Those documents can be useful and may be requested during due diligence.

They are not one universal statutory delivery package that every Vermont seller must automatically provide to every buyer.

Particular records may nevertheless be required by:

  • A purchase agreement;
  • An insurer;
  • A lender;
  • Local government;
  • A professional involved in the transaction;
  • Building-code requirements; or
  • Other law.

20. Website Correctly Notes That Vermont Does Not Universally Require a Fire Inspection

The Website currently states that Vermont law does not specifically mandate an inspection merely because a property has suffered fire damage.

That is substantially different from saying inspections can never be required.

A particular property may be subject to:

  • Municipal inspection requirements;
  • Building permits;
  • Electrical inspections;
  • Fire-safety requirements;
  • Unsafe-building orders;
  • Occupancy requirements;
  • Insurance requirements; or
  • Contractual inspection rights.

21. Lead-Hazard Requirements

Vermont has important additional requirements concerning certain target housing subject to lead-hazard law.

Before execution of a purchase-and-sale agreement for covered target housing, the seller generally must provide prescribed materials concerning lead hazards and qualifying lead-related inspection, risk-assessment, compliance, or enforcement information.

Additional materials may also be required at transfer.

These Vermont obligations apply in addition to applicable federal lead-based-paint requirements.

22. Common-Interest Communities

Where the property is a condominium or other unit governed by Vermont’s Uniform Common Interest Ownership Act, resale-certificate and association-document requirements may apply.

These obligations can include providing information concerning:

  • Association assessments;
  • Budgets;
  • Reserves;
  • Rules;
  • Pending proceedings;
  • Insurance; and
  • Other association matters.

The actual statutory requirements depend on the property and transaction.

23. Class 4 Highway or Legal Trail Disclosure

If Vermont property is located on a Class 4 highway or legal trail, the seller must disclose that the municipality is not required to maintain that highway or trail as provided by Vermont law.

This requirement is separate from fire-damage disclosure.

24. Act 250 Disclosure in Qualifying Land Transactions

Certain transactions involving the division or partition of land may require an Act 250 Disclosure Statement.

Where applicable, the statement generally must be provided and recorded in the manner required by Vermont law.

Ordinary residential cash-sale marketing should not imply that this requirement applies to every property.

25. As-Is Transactions

The Website advertises purchases in the property’s current or “as-is” condition.

An as-is transaction may mean the purchaser does not require the seller to make repairs.

“As-is” does not automatically eliminate:

  • Fraud or concealment liability;
  • Required flood disclosure;
  • Lead-related disclosure requirements;
  • Common-interest-community requirements;
  • Contractual representations;
  • Licensee disclosure duties;
  • Federal disclosures;
  • Title obligations;
  • Government orders; or
  • Other non-waivable legal duties.

26. No Universal Requirement to Repair Before Sale

Vermont does not impose one statewide rule requiring every fire-damaged residence to be fully restored before sale.

A property may potentially be sold in damaged condition.

Separate:

  • Building codes;
  • Unsafe-building determinations;
  • Fire-safety requirements;
  • Occupancy restrictions;
  • Permits;
  • Utility restrictions;
  • Environmental requirements;
  • Insurance obligations;
  • Local ordinances; and
  • Contract provisions

may nevertheless affect the transaction.

27. Professional Damage Assessments

The Website strongly recommends professional structural, electrical, air-quality, mold, and code assessments.

Those evaluations may be prudent and useful.

However, they should not be presented as universally mandatory in every Vermont fire-damaged-property sale.

Whether a particular professional evaluation is legally required depends on the circumstances.

28. Inspections and Due Diligence

The Website may advertise:

  • No formal inspection;
  • No repairs;
  • No appraisal contingency;
  • No financing contingency; or
  • Similar streamlined terms.

These descriptions concern possible buyer preferences.

They do not:

  • Eliminate applicable disclosure duties;
  • Prevent due diligence permitted under the purchase agreement;
  • Authorize fraud or concealment;
  • Eliminate governmental inspection requirements; or
  • Override signed transaction documents.

29. Fast-Closing and Similar Claims

The Website may advertise:

  • A cash offer within approximately 24 hours;
  • Closing within approximately 7 to 14 days;
  • Flexible closing;
  • No repairs;
  • No agent commission;
  • No seller fees;
  • Buyer-paid closing costs;
  • No formal inspection; or
  • No financing contingency.

These statements describe possible transaction structures, not guarantees.

Actual timing may depend on:

  • Title;
  • Mortgages;
  • Liens;
  • Taxes;
  • Required disclosures;
  • Buyer funding;
  • Property access;
  • Due diligence;
  • Probate;
  • Foreclosure;
  • Municipal requirements;
  • Lead requirements;
  • Association requirements; and
  • Closing requirements.

30. Closing Costs, Fees, and Commissions

Where a prospective purchaser agrees to:

  • Pay specified closing costs;
  • Charge no seller commission;
  • Charge no seller fee;
  • Purchase without a traditional listing arrangement; or
  • Pay specified title or settlement expenses,

the actual obligations are determined by executed transaction documents and the final closing statement.

31. Correction of Unsupported Value Claims

The Website states, among other things, that:

  • Minor smoke damage may reduce value by particular percentages;
  • Severe structural fire damage may reduce value by 40% or more;
  • Investors commonly expect 30%–50% discounts;
  • Particular repair strategies produce particular financial outcomes; and
  • Particular Vermont market conditions support certain selling outcomes.

Those figures are not Vermont legal rules and are not guaranteed.

Any precise percentage, cost, timing, or market-performance claim should be independently substantiated before continued publication.

32. Property-Tax Claims

The Website states that fire damage can produce temporary tax relief and suggests that various Vermont “counties” offer temporary reductions.

Vermont property taxation is administered principally at the municipal level rather than through county property-assessment systems in the manner common in many other states.

Any property-tax relief, reassessment, grievance, abatement, or adjustment should be described based on the actual municipality and applicable Vermont law rather than a generalized county program.

33. Vermont Real Estate Licensing

Vermont broadly regulates real estate brokerage.

A broker generally includes a person who, for another for compensation or expected compensation, engages in or offers to engage in activities including:

  • Listing real estate;
  • Selling real estate or an interest in it;
  • Purchasing real estate or an interest in it;
  • Offering to sell or purchase;
  • Negotiating a purchase, sale, or exchange;
  • Dealing in options on real estate;
  • Advertising regulated real estate activity; and
  • Assisting or directing in procuring prospects calculated to result in a real estate sale or exchange.

Nothing on the Website authorizes unlicensed brokerage activity.

34. Bona Fide Owner Exemption

Vermont’s broker definition generally excludes a bona fide owner performing specified acts concerning property owned by that person, including qualifying regular employees acting in the ordinary course of managing or investing in that property.

A genuine owner of record dealing with its own property may therefore be situated differently from a person performing services for another.

35. Contract Assignments and Wholesaling

As of October 6, 2026, Vermont does not maintain a separate comprehensive residential-wholesaler registration or statutory seller-cancellation regime comparable to specialized wholesaling laws enacted in states such as Pennsylvania, Oklahoma, Missouri, Louisiana, or Iowa.

That does not mean every wholesaling or assignment model is automatically exempt from Vermont real estate licensing.

Relevant factors include:

  • Whether the person is a genuine principal purchaser;
  • Whether the person actually owns the property;
  • Whether the person holds only contractual or equitable rights;
  • Whether an option is involved;
  • Whether the contract permits assignment;
  • What interest is being advertised;
  • Whether the person is marketing another person’s real estate;
  • Whether negotiations occur for another person;
  • Whether prospects are procured for another;
  • Whether compensation is received from another person; and
  • Whether the person holds itself out as performing brokerage.

36. Contractual Interest Is Not Legal Title

Holding a:

  • Purchase agreement;
  • Option;
  • Assignment right; or
  • Equitable interest

is different from holding legal title.

A contract holder should not falsely represent that:

  • It is the deed owner;
  • It owns legal title;
  • Title has already transferred;
  • It owns the underlying property when it does not; or
  • It possesses rights beyond those granted by the contract.

37. Lead Routing and Prospect Procurement

Vermont’s broker definition expressly addresses assisting or directing the procurement of prospects calculated to result in a real estate transaction when the activity is performed for another for compensation or expected compensation.

Because this Website expressly says it connects homeowners with local cash buyers, the actual:

  • Compensation structure;
  • Referral arrangement;
  • Negotiation role;
  • Advertising;
  • Buyer relationship; and
  • Seller relationship

should be reviewed for licensing compliance.

38. Licensed Real Estate Professionals

Where a Vermont licensed broker or salesperson participates, separate professional requirements can apply concerning:

  • Consumer disclosures;
  • Agency relationships;
  • Brokerage agreements;
  • Trust or escrow funds;
  • Advertising;
  • Offers;
  • Conflicts;
  • Compensation;
  • Disclosure of known material facts;
  • Recordkeeping; and
  • Professional conduct.

Applicable brokerage documents and Vermont Real Estate Commission requirements control.

39. Foreclosure and Financial Distress

The Website expressly markets to homeowners facing foreclosure or financial distress.

We are not your:

  • Mortgage lender;
  • Mortgage servicer;
  • Attorney;
  • Financial adviser;
  • Credit counselor;
  • Housing counselor;
  • Mortgage broker;
  • Mortgage loan originator;
  • Debt-settlement provider;
  • Loan-modification provider; or
  • Foreclosure consultant

unless a separate legally compliant relationship expressly establishes otherwise.

Selling property may be one possible response to financial distress, but it is not necessarily the only option.

40. Vermont Foreclosure Mediation

Vermont maintains a statutory foreclosure-mediation program for qualifying foreclosure actions involving an owner-occupied principal residence containing four units or fewer.

Where the statute applies, mediation can address foreclosure-prevention alternatives including:

  • Reinstatement;
  • Loan modification;
  • Forbearance;
  • Short sale; and
  • Applicable government loss-mitigation programs.

41. Requesting Foreclosure Mediation

In a qualifying foreclosure action, a mortgagor may generally request mediation before:

  • Four months after judgment has been entered; and
  • The end of the redemption period specified in the foreclosure decree,

subject to the statutory exceptions and court authority.

Pending mediation does not itself automatically stay the redemption period.

42. Vermont Foreclosure and Redemption

Vermont foreclosure law can involve:

  • Strict foreclosure;
  • Judicial foreclosure sale;
  • Court-determined redemption periods; and
  • Other procedures.

In a strict-foreclosure case, Vermont law generally provides a six-month redemption period from the decree unless a shorter period is ordered or agreed to under the statutory framework.

The actual court order controls.

43. Requesting a Cash Offer Does Not Stop Foreclosure

Submitting information through this Website does not automatically:

  • Stop a foreclosure action;
  • Stay a redemption period;
  • Postpone a judicial sale;
  • Cure a default;
  • Modify a mortgage;
  • Create a forbearance;
  • Extend a court deadline; or
  • Guarantee that a transaction will close before a foreclosure deadline.

Homeowners facing foreclosure should independently determine the applicable court dates and legal rights.

44. No Separate Investor-Rescue Cancellation Period Invented Here

As of the effective date of these Terms, we do not rely on a separate Vermont foreclosure-consultant or distressed-property equity-purchaser statute creating the same three-, five-, or seven-day investor-purchase cancellation periods found in certain other states.

Accordingly, these Terms do not invent such a cancellation period.

Other Vermont and federal consumer-protection, mortgage, brokerage, foreclosure, and fraud rules may nevertheless apply.

45. Ordinary Property Purchase Versus Mortgage Services

A bona fide arm’s-length property purchase is different from providing compensated services to:

  • Negotiate a mortgage;
  • Arrange a residential mortgage;
  • Modify loan terms;
  • Obtain refinancing;
  • Obtain forbearance;
  • Settle mortgage debt;
  • Receive funds for creditors; or
  • Provide mortgage-relief services.

Those activities may be separately regulated.

46. Vermont Mortgage Brokerage

Vermont regulates mortgage brokers and mortgage loan originators.

A mortgage broker generally includes a person who, for compensation or expected gain, directly or indirectly:

  • Negotiates;
  • Places;
  • Assists in placing;
  • Finds; or
  • Offers to negotiate, place, assist in placing, or find

qualifying mortgage loans on real property for another.

A direct cash property purchase does not itself authorize mortgage-broker activity.

47. Federal Mortgage-Assistance Rules

Where a separate activity constitutes mortgage-assistance-relief services under federal law, separate requirements may apply concerning:

  • Advance fees;
  • Advertising;
  • Required disclosures;
  • Communications with mortgage lenders or servicers; and
  • Consumer acceptance.

48. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

  • We act for your lender;
  • We act for your mortgage servicer;
  • We act for Vermont or the federal government;
  • We guarantee foreclosure will stop;
  • We guarantee a loan modification;
  • We will negotiate your mortgage for you;
  • We will settle your mortgage debt;
  • You should stop communicating with your lender;
  • You should stop making legally required payments; or
  • Selling through us is your only available option.

49. Probate, Estate, Trust, and Inherited Property

Submitting inherited, probate, estate, or trust property does not establish legal authority to sell.

A transaction may require:

  • Executor authority;
  • Administrator authority;
  • Personal-representative authority;
  • Trustee authority;
  • Probate-court documents;
  • Participation of heirs or beneficiaries;
  • Appropriate deeds; or
  • Other evidence of authority.

50. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

  • Insurance company;
  • Insurance producer;
  • Public adjuster;
  • Insurance attorney; or
  • Insurance adviser

unless separately established through a legally compliant relationship.

Property owners are responsible for understanding:

  • Insurance coverage;
  • Proof-of-loss requirements;
  • Claim deadlines;
  • Repair obligations;
  • Mortgage-holder rights;
  • Insurance proceeds;
  • Recoverable depreciation;
  • Assignment restrictions;
  • Salvage rights; and
  • Policy conditions.

51. Pending Insurance Claims

If property is sold while an insurance claim remains pending, the transaction documents should address the parties’ respective rights concerning:

  • Existing insurance proceeds;
  • Supplemental proceeds;
  • Recoverable depreciation;
  • Future payments;
  • Additional claims;
  • Salvage; and
  • Related insurance benefits.

52. Vermont Fire-Loss Investigations

Vermont law separately permits or requires insurers to provide specified fire-loss information to law-enforcement officials, State’s Attorneys, the Attorney General, or the State Fire Marshal in qualifying investigations.

Those governmental fire-loss rules should not be confused with a universal seller obligation to provide the same insurance file to every prospective buyer.

53. Insurance and Restoration Advice on the Website

The Website contains general information concerning:

  • Contacting insurers;
  • Damage documentation;
  • Temporary housing;
  • Restoration;
  • Contractors;
  • Inspections;
  • Claims; and
  • Repairs.

That content is educational only.

Property owners should follow:

  • Their actual insurance policy;
  • Insurer instructions;
  • Fire-department instructions;
  • Emergency-mitigation obligations;
  • Local government requirements; and
  • Qualified professional advice.

54. Building Codes, Permits, and Unsafe Structures

Fire-damaged property may be subject to:

  • Building codes;
  • Unsafe-building determinations;
  • Condemnation;
  • Building permits;
  • Electrical permits;
  • Plumbing permits;
  • Fire-safety requirements;
  • Demolition requirements;
  • Occupancy restrictions;
  • Utility restrictions;
  • Environmental requirements; or
  • Municipal ordinances.

Requirements vary by location and property condition.

An as-is transaction does not override governmental requirements.

55. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:

  • Your property;
  • Scheduling;
  • Offers;
  • Buyer matching;
  • Property research;
  • Follow-up; and
  • Potential transactions.

Additional consent will be obtained where required for regulated automated or marketing communications.

56. Recording of Communications

Vermont does not maintain a general private call-recording statute requiring all parties to consent to an ordinary telephone recording.

Federal law generally permits a participant to record a communication, or recording with one participant’s consent, provided it is not undertaken for a criminal or tortious purpose.

We or service providers acting on our behalf may record communications for legitimate purposes including:

  • Quality assurance;
  • Training;
  • Documentation;
  • Compliance;
  • Fraud prevention; and
  • Security.

Interstate calls can implicate another state’s stricter recording rules.

Where another applicable jurisdiction requires consent from all participants or otherwise imposes a stricter requirement, that stricter requirement will be followed.

57. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

  • Your inquiry;
  • Your property;
  • Scheduling;
  • Offers;
  • Buyer matching;
  • Follow-up; and
  • Potential transactions.

Where required, additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

58. Email Communications

By providing an email address, you authorize communications concerning:

  • Your property;
  • Offers;
  • Scheduling;
  • Prospective purchasers;
  • Follow-up;
  • Services; and
  • Potential transactions.

Applicable marketing emails will include an unsubscribe mechanism.

59. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

60. Privacy

Our handling of personal information is described in our Privacy Policy.

61. Independent Decision-Making

Selling real estate can have substantial:

  • Legal;
  • Tax;
  • Financial;
  • Insurance; and
  • Personal consequences.

You may wish to consult:

  • A Vermont attorney;
  • A licensed Vermont real estate professional;
  • A tax professional;
  • An accountant;
  • An insurance professional;
  • A contractor;
  • An engineer;
  • An appraiser;
  • A HUD-approved housing counselor; or
  • Another qualified adviser.

62. No Professional Advice

Website content does not constitute individualized:

  • Legal advice;
  • Tax advice;
  • Accounting advice;
  • Financial advice;
  • Insurance advice;
  • Engineering advice;
  • Construction advice;
  • Appraisal advice;
  • Mortgage advice; or
  • Foreclosure advice.

63. No Automatic Brokerage, Agency, or Fiduciary Relationship

Use of the Website does not itself create:

  • A real estate brokerage relationship;
  • Seller representation;
  • Buyer representation;
  • Agency;
  • A fiduciary relationship;
  • Partnership;
  • Joint venture; or
  • Employment.

Where a licensed Vermont real estate professional participates, applicable brokerage documentation and statutory duties control.

64. Acceptable Use

You may not:

  • Use the Website unlawfully;
  • Submit fraudulent property leads;
  • Knowingly provide materially false information;
  • Impersonate another person;
  • Submit property information without authority;
  • Attempt unauthorized system access;
  • Introduce malicious code;
  • Circumvent Website security;
  • Abuse Website forms;
  • Interfere with Website operation; or
  • Violate another person’s rights.

65. Intellectual Property

Unless otherwise stated, the Website and its original:

  • Text;
  • Branding;
  • Graphics;
  • Images;
  • Designs;
  • Layout; and
  • Software

are owned by or licensed to Vermont Fire House Buyer.

You may not commercially reproduce protected Website content without authorization.

66. Third-Party Services

We are not responsible for independent third-party:

  • Websites;
  • Privacy practices;
  • Content;
  • Security;
  • Products;
  • Services;
  • Representations; or
  • Conduct.

67. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous or error-free availability is not guaranteed.

68. No Guarantee of Transaction

We do not guarantee:

  • An offer;
  • Fair-market-value pricing;
  • A particular purchase price;
  • A particular closing date;
  • Assignment of a contract;
  • Availability of another buyer;
  • Completion of a transaction; or
  • A particular financial result.

69. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

  • MERCHANTABILITY;
  • FITNESS FOR A PARTICULAR PURPOSE;
  • TITLE; AND
  • NON-INFRINGEMENT.

Nothing in these Terms eliminates protections that applicable law does not permit to be waived.

70. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, VERMONT FIRE HOUSE BUYER AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under separately executed:

  • Purchase agreements;
  • Assignment agreements;
  • Brokerage agreements;
  • Mortgage-related agreements; or
  • Other transaction-specific agreements

unless those agreements expressly provide otherwise and applicable law permits it.

71. Independent Third-Party Buyers

To the maximum extent permitted by law, we are not responsible for the independent:

  • Offers;
  • Representations;
  • Valuations;
  • Contracts;
  • Financing;
  • Privacy practices;
  • Performance; or
  • Conduct

of unaffiliated prospective purchasers.

Nothing in this provision excludes liability that applicable law does not permit to be excluded.

72. Indemnification

To the extent permitted by law, you agree to indemnify Vermont Fire House Buyer from claims arising from:

  • Your unlawful Website use;
  • Your material breach of these Terms;
  • Fraudulent information knowingly submitted by you;
  • Information knowingly submitted without authority; or
  • Your violation of another person’s rights.

73. Governing Law

These Terms are governed by the laws of the State of Vermont, except where another law must apply.

74. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in Vermont.

These Website Terms do not impose mandatory arbitration.

A separately executed transaction agreement may contain different enforceable dispute provisions.

75. Non-Waivable Vermont Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

  • Vermont Consumer Protection Act;
  • Vermont real-property disclosure laws;
  • Vermont Real Estate Brokers and Salespersons law;
  • Vermont lead-hazard law;
  • Vermont common-interest-community law;
  • Vermont foreclosure law;
  • Vermont privacy law when effective;
  • Vermont Security Breach Notice Act;
  • Vermont mortgage-licensing law;
  • Federal communications law;
  • Federal mortgage-assistance rules;
  • Federal lead-disclosure law; or
  • Other applicable law.

76. Transaction Agreements Control

These Website Terms do not replace:

  • Purchase agreements;
  • Assignment agreements;
  • Brokerage agreements;
  • Flood disclosures;
  • Lead-hazard disclosures;
  • Common-interest-community disclosures;
  • Title documents;
  • Closing documents;
  • Insurance-related agreements;
  • Mortgage-related agreements; or
  • Other transaction-specific documents.

A separately executed transaction agreement governs that transaction to the extent enforceable.

77. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

78. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will continue in effect.

79. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

80. Assignment

You may not assign these Website Terms without our written consent.

We may assign these Terms in connection with:

  • A merger;
  • Acquisition;
  • Financing;
  • Reorganization;
  • Affiliate restructuring; or
  • Sale of assets,

subject to applicable law.

This provision does not determine whether a particular real estate purchase agreement may be assigned.

Assignment of a purchase agreement is governed by:

  • The agreement itself;
  • Vermont contract law;
  • Vermont real estate licensing law; and
  • Other applicable law.

81. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed real estate transaction documents.

82. Contact Us

Questions concerning these Terms may be directed to:

Vermont Fire House Buyer
Vermont
United States

Website: vermontfirehousebuyer.com